Insurance Policy Reviewwith expert lawyers

Having a lawyer review your insurance policy helps make sure your business is adequately protected and that the terms are clear and in your best interests. Standard policies can include complex terms, exclusions or gaps in cover that you may not be aware of. A lawyer can:

• Identify gaps in cover: spotting areas where your policy may not fully protect you, such as unaddressed risks or insufficient cover limits.
• Explain complex terms: breaking down legal and industry-specific language so you understand what is and is not covered.
• Review exclusions and limitations: checking clauses that may leave your business exposed to financial risk.
• Align the policy with your business needs: helping ensure the policy matches your current operations and highlighting where additional cover may be needed.
• Negotiate better terms: in some cases, assisting you in negotiating with your insurer for more favourable terms.

Our Insurance Policy Review package provides legal support to help ensure your policy meets your business needs. This package includes:

• Comprehensive policy review: we will review your insurance policy and provide tailored advice on your cover, exclusions and any areas of concern.
• Consultation with a lawyer: you’ll receive up to 60 minutes of phone consultations with a Sprintlaw lawyer. During this time, we’ll take your instructions, advise you on relevant legal issues, and answer any questions about your policy, potential claims or disputes.
• Exclusions: this package does not include correspondence with third parties, such as insurers or dispute bodies, in relation to claims or disputes. It also covers only general insurance policies and excludes life or statutory insurances.

If you need further amendments or additional advice after your initial consultation, Sprintlaw can continue to assist with flexible, fixed-fee legal services. Here’s how:

• Additional amendments: if your insurance policy needs further adjustments or new questions arise after our initial review, you can engage us for additional amendments. We offer a transparent, fixed-fee structure, so you know the costs before proceeding.
• Ongoing legal advice: insurance policies can be complex, and your insurance needs may change as your business evolves. Whether it’s a new claim, a potential dispute, or changes to your business that require additional cover, we can provide further legal advice.
• Customised support: if you are dealing with a specific legal issue relating to your insurance policy, such as a claim dispute or new contractual obligations that affect your cover, we can provide tailored legal support beyond the initial review. Simply get in touch and we can discuss a package that suits your needs.

If your business has multiple insurance policies, Sprintlaw can review them as part of a custom package. We can assist by:

• Reviewing your policies together to identify any gaps or overlaps in cover across different policies.
• Providing tailored advice on each policy, including its terms, exclusions and cover limits, so you understand how each one applies and any potential risks.
• Offering a tailored quote based on the number of policies and the level of detail required.
• Advising on whether overlapping or redundant policies could be consolidated.

We handle everything by phone, email and video call, so you never need to visit an office. Once you request a quote, one of our legally trained consultants will get back to you within one business day with a fixed-fee proposal. If you accept, we will pair you with a specialist lawyer who will guide you through the process. All documents are delivered digitally, and you can communicate with your lawyer in the way that suits you best. It is the same quality legal advice you would get from a traditional firm, just without the commute, hourly billing surprises or the formality.

Our law firm operates completely online, so we can help you wherever you are in Australia. We work at The Commons Central, a co-working space in Chippendale, Sydney, but our lawyers often work flexibly across various locations.